Regulatory alerts, vertical deep-dives, market analysis, and expert guidance from the EPR risk team — written for the professionals whose claims become career events.
The Centers for Medicare & Medicaid Services has finalized revisions to direct supervision requirements for telehealth services provided by physicians in group practices. EPR's healthcare risk team breaks down the coverage implications — including three sub-limit exposures that most current medical professional liability policies do not address — and the steps practice administrators should take before October renewals open.
Read the full alertEPR's annual benchmark report analyzes premium movement, coverage trends, and claims frequency across all eight regulated professional verticals. This year's edition covers AI-assisted underwriting adoption by carriers, the persistent hard market in healthcare PL, and what the mid-market premium segment can expect through 2027.
The American Bar Association's Formal Opinion 512 addresses competence obligations when using AI tools in legal practice. EPR's legal risk team analyzes which coverage lines are implicated and what law firms should be asking their insurers.
Directors & Officers liability for nonprofits carries distinct exposures that for-profit D&O policies often exclude or sublimit. From grant-related fiduciary claims to volunteer liability triggers, EPR's nonprofit practice identifies the five gaps most commonly discovered — too late — at claim time.
Product recall premiums have increased 25–45% since 2023. In this recorded session, EPR's manufacturing risk team walks through recall program structures, carrier appetite shifts, and how to build a defensible submission in today's underwriting environment.
SEC enforcement activity under the amended Advisers Act Marketing Rule has accelerated. EPR's RIA risk practice reviews the compliance triggers most commonly flagged, maps them to IAE&O coverage terms, and outlines what your current policy likely will — and will not — cover in a regulatory examination response.
FDA's Food Traceability Rule under FSMA Section 204 enters full enforcement in July 2026. Food manufacturers and distributors in scope should review their product liability and contamination coverage immediately. EPR's food & beverage team has prepared a coverage checklist aligned to the new traceability requirements.
In Montgomery v. Caribe Transport II, LLC (No. 24-1238, decided May 14, 2026), the Supreme Court unanimously held that the FAAAA's safety exception preserves state tort claims against freight brokers who negligently hire unsafe carriers. The ruling has direct implications for manufacturers, distributors, and food & beverage companies that rely on third-party brokers to move goods — and for the brokers themselves. EPR's risk team breaks down the coverage lines affected, the questions your carrier submissions should now address, and what broker liability insurance programs need to look like post-ruling.
Clinical trial liability coverage is among the most misunderstood lines in life sciences risk. EPR's life sciences practice identifies the five structuring errors most commonly made by pre-commercial biotechs — and how they manifest at claim time when they matter most.
Carrier scrutiny of cyber renewal applications has intensified significantly. Misrepresentations — even inadvertent ones — are being used to deny claims with increasing frequency. EPR's tech practice team outlines what underwriters are focusing on and how to build a submission that holds up at claim time.
EPR's healthcare risk advisor Sarah Reyes and managing director James Okafor discuss how value-based care arrangements — particularly shared-savings and downside-risk contracts — create professional liability exposures that standard medical malpractice policies rarely cover.
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June 1, 2026 Read moreEquinix Professional Risk will serve as preferred risk management partner for PA Medical Society members, offering exclusive program pricing and AI-assisted renewal support.
May 27, 2026 Read moreIn a unanimous May 14, 2026 ruling, the Court held that the FAAAA's safety exception preserves negligent-hiring claims against freight brokers — directly affecting risk programs for manufacturers, distributors, and food & beverage companies.
May 14, 2026 · Read opinion → Read EPR's analysis